01663 762 845

The Team

The Team

Ross Paterson Mortgage and Protection Adviser

Ross gives all of his customers a very personal and individual service. He has a young family himself and knows just how to deal with families and their priorities in just the right way. He brings this empathy into every part of his advice and is dedicated to being ‘spot on’ with everything he does. Ross is a keen runner and has completed several half marathons, he uses these runs as an excellent opportunity to raise money for Sphere’s chosen charity partners.

Sphere Specialism – Buy to Let

Buy to Let mortgages are specialised mortgages, with many different permutations. At Sphere we will explore the market and tailor a product to suit both you and the subject property. It could be your first investment property or you could be experienced. But the banks are very technical for this type of mortgage and advice is invaluable.If you are looking to build a property portfolio we can advise on the types of property to purchase and which lenders to utilise.

07886 120 107

Nicola Smalley Mortgage and Protection Adviser

Nicola is a double national award-winning adviser, who really cares about her clients and their families. She is brilliant at putting herself ‘in your shoes’ and her simple and friendly approach means that her customers, their friends, families and colleagues come back to see her for advice time and time again. Nicola is also a mentor for ‘Girls Out Loud’ and dedicates some of her free time to help vulnerable teenage girls.

Sphere Specialism – Moving Home

You should always see a mortgage adviser as soon as possible, once you think about selling your house. Get yourself financially prepared. If you have all the facts you can make sure you are viewing the right houses, selling at the right price and that you have the correct amount of deposit.

We can talk you through the processes involved, give you an idea of how much you can borrow, how much it will cost and remove all the stress involved.

All our advice is also independent of the estate agent, making us totally unbiased.

07740 357 337

Sharon Sutton Mortgage and Protection Adviser

Sharon is an experienced adviser with a love for the ‘unusual’. If you have something tricky for us, she will go above and beyond to find a bank to deal with it. She has helped 100’s of people buying homes over the years and has a friendly, bubbly approach. Sharon has a young family and her husband is a Vicar, her spare time is non existent as every free moment is divided between, kids, husband, the dog and the church!

Sphere Specialism – Equity Release

Equity release schemes allow you to access some of your property's value for more cash in retirement. This could help if you are facing a pension shortfall, have an unexpected expense, or maybe want to help a family member now rather than waiting till after you are gone. It allows you to tap into the wealth you've accumulated in your property without the hassle of having to move. But before you consider taking this option, there are key aspects of it that you need to know. Sharon will be happy to sit down and guide you through the various options.

This is a lifetime mortgage/home reversion plan. To understand the features and risks, ask for a personalised illustration.

07787 555 454

Guy Stuttard Mortgage and Protection Adviser

Guy’s knowledge and commitment is faultless. Clients often say that he has a knack of making a stressful process calm, he is one of the nicest people you could meet, making him easy to trust. Customers are at the heart of what he does and believes in providing the best service for his clients at all times. Guy is a dedicated family man, and supports local charities including St Ann’s Hospice who he refers to as ”Angels” after they looked after his dad in his final days. A fitness fanatic and keen gym goer, he ‘Loves Cheadle Hulme’ and can often be found with his labradoodle Bobby walking in local parks.

Sphere Specialism – First Time Buyers

Buying your first home can be daunting and potentially stressful, we have helped many people buy their first home and we take all the hassle out of the transaction. We can help you set a price range, negotiate on the purchase price, find the best mortgage deal for you. Literally supply the paperwork and we will do all the rest from application to completion then all you need to do is pick up the keys to your new home.

07710 326 479

David Huxley Mortgage and Protection Adviser

David is an experienced mortgage adviser, working in the industry for 13 years. He is enthusiastic and keen to help ease the stress a move can bring. He’s approachable, friendly and able to help on extremely complicated situations. At the weekend he can be found on the Rugby pitch or off walking up a mountain with Arthur his dog. Arthur spends his weeks in the office and loves seeing clients!

Sphere Specialism – Remortgage

“I believe in straightforward and honest advice, I like to listen to what you are trying to achieve and then provide guidance to get you there.”

It doesn’t matter whether you want to remortgage to raise funds for home improvements or just to take advantage of the best rates available, we have experience in helping clients with many and varied needs.

07496 924 940

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